What I'm Spending Your Money On

Ever wonder what I'll do with the money that you donated to me?

I'd wonder!

You worked hard for that money!

 

in case you're wondering why people are donating money, check out the rest of the website!

 

So right now it's Saturday, June....24th and you've given Reach Berlin close to $30,000! Whoa! That's a lot of dough!

I know my website says I have less, but (if we're being honest) churches i've spoken to have told me they have another 5,000 to give me - they just still have the money in their possession.

 

So let's cut to the cheese,

I can't touch that money.

It goes to an account at my national office in Colorado and I don't start to see it until I go overseas. (Hopefully mid-september)

How do I pay for travel and food and gas and ministry and fundraising and blah blah blah while I'm in the United States?

I work! :)

So what's going to happen with the donations?

Better yet, what is the financial breakdown or budget over these next 2 years and why in the world is it costing us $80,000 to move me to Berlin, Germany for 2 years while we run an NGO?

That DEFINITELY sounded like a lot of money to me when I first realized the cost! 

I don't know bouchu... but I don't normally make 80k in just a few months!

 

The C&MA National Office gave me a document back on January 30th where they broke down how much money I would need and why.

And I figured, "Hey! Why not show people the document!?"

So here it is:
 

 

 1/2017 - Haddad 

 

 Estimated Support Costs for Apprentice 

Robbie Haddad 

Germany 

One-Time Outgoing Expenses: (one-time gifts needed on hand before departure) 

Air Travel (roundtrip) ............................................................. $1600 ($800 each way) 

Visa and Immunizations........................................................ $120 

Any Shipping Costs .............................................................. personal expense 

Field Forum/Team Retreat .................................................... $2112 ($1056/yr) 

Language Study ................................................................... $1032 ($516/course) 

Outfit ..................................................................................... already furnished 

Tax (Outfit – 8%) .................................................................. n/a 

TOTAL OUTGOING ............................................................$4863

Monthly Support: (amount pledged each month and sent to support account) 

Compensation ...................................................................... $1588 

Rent ...................................................................................... $535 

Utilities .................................................................................. $0 

Tax (Compensation, Rent, and Utilities – 8%) ................................... $170 

Travel Expenses ................................................................... $65 

Ministry Expenses ................................................................ $175 

German Income Taxes ......................................................... $167 ($2000/yr) 

Global Mission Medical Insurance ........................................ $93 

TOTAL MONTHLY .............................................................$2793

*Compensation/Benefits based on 2016-17 rates and are subject to change. Rates are based on a universal standard, set by a third party research company, and is at a "needs based" rate. We feel as an organization that it is not a service to our international workers to allow them to live on less and it would not align with our Member Care and compensation values. 

Prior to authorizing departure, apprentices must have cash on hand in their support account an amount equal to all outgoing expenses ($4863) as well as 20% of first year’s support ($6704). In addition the apprentice must have written confirmation (pledges) for 100% of their monthly support ($2793 per month). 

The 8% tax raised is to cover the ‘employer’s portion’ of your income tax. An additional (‘employee portion’) will be taken out of your outfit and out of your compensation, rent and utilities total each month.

 

 

 

So let's break this down with some 4th grade math

Outgoing = $4863

Total Monthly Expenses = 2793 (per month) x 24months = $67,032

Put em together and ya get

$71895

 

That's roughly 72,000. 

FAQ's

Q: Why are you asking for 80,000 if you only need 72,000 for the ministry?

A: I've gone through extensive fundraising classes and asked many missionaries and they all say, "ask over." I figured that 80,000 is a nice round number to work with.

Q: What happens if you don't get enough by the time you want to go?

A: Well, I wanted to be in Berlin last year. The reason I'm not there yet is because the Lord has yet to give me all of my funds. His timing is perfect, honestly it is - so no sweat :)

Q: What happens if you get too much money?

A: That'd be great! At that point, I could contact the national office to use those funds for extended ministry opportunities. Providing more monetary help for Syrian Refugees, starting a project at the center, etc.

I also have the opportunity to ask for those funds to be used for further education after the apprenticeship, if I were to get a masters degree from a seminary or other post-grad institution (which right now I do want to do!)

Q: How much will you be making while you're over there?

A: $1,588x12 months= $19,056 a year. ( I don't know how that translates to euros)

Yeah, that's pretty awesome! If you want a breakdown of how I'll spend my personal income, I'd love to talk with you! Just be aware, most of my material could be found in Dave Ramsey's Financial Peace University.

 

Something I don't say enough is THANK YOU!!

This wasn't supposed to be a biblical philosophy of money or resources, but if I'm being honest, I know most of the people who are supporting me and I KNOW that you're not just donating from your excess.

You actually believe in me, and "Where your treasure is, there your heart will be also." (Matt 6:21). The fact that you've given me funds is an expression of your heart. 

Maybe you want to see the world become a better place,

maybe you want me to see my dreams come true,

maybe you want Syrian refugees to hear the gospel,

maybe you just think I'm a nice guy.

Whatever it is, I am literally never going to be able to pay you back for the hours you spent making the money you gave me.

I don't know the sacrifice it was to hand me that $50 bill.

I don't know what you had meant to do with the cash that was in your wallet.

I'm not sure what else you could have done before you pressed 'Donate' and sent 1000 from your account into mine.

I have no idea what repercussions that $25 did on your ability to buy gas that week.

 

But I really really really hope to make you proud. I want to do well by you. And I don't want to swindle anyone.

I hope this blog helped make that apparent.

So, please pray for me. So that I can make you proud. 

And again, thank you